PERSONAL FiNANCE

Manging Your Personal a comprehensive, semester -long, half-year course designed to bring the real world of accounting into the classroom. Students will have the opportunity to use real-world accounting software, real-world source documents, real-world financial statements, and real-world multimedia.

 

Course Objectives

The prime objective of this course is to introduce students to the double-entry system of accounting for sole proprietorship, corporate, and partnership forms of business enterprises by using real-world applications and connections. Other important objectives include the following:

• To help students develop personal and professional skills for school and work.

• To help students understand the relationship between the manual system of accounting and a computerized system.

• To help students find success in accounting.

 

Required Curriculum Materials

The curriculum materials to be used in this course include the following:

• Managing Your Personal Finances (text) 

 

 

Grading

Grading will be based according to school district policy.

 

Classroom Policies

It is the goal of this school district to provide all students with a conducive and safe environment for learning. Therefore, it is each student’s responsibility to help achieve this goal by extending to each other, as well as to your instructor, the same degree of courtesy and respect that you wish for others to extend to you. It is also each student’s responsibility to arrive to class on time and to maintain a good school attendance record. Violation of classroom policies will be handled according to school district policy.

 

 Choosing Your Career

                     Planning Your Career

                     Getting the Job

                     Adapting to Your Job

                     Keeping Your Job

                     Pay, Benefits, and Working Conditions

                      Federal Income Tax

 

                     Budgets and Financial Records

                     Checking Accounts and Other Banking Services.

                     Saving for the Future

                      Investing for Your Future

                     Investing in Stocks

                      Investing in Bonds

                     Investing in Mutual Funds, Real Estate, and Other Alternatives

                      Retirement and Estate Planning

 

                     Credit in America

                     Credit Records and Laws

                     Responsibilities and Costs of Credit

                     Problems with Credit

                     Personal Decision Making

 

 

                     Renting a Residence

                     Buying a Home

                      Buying and Caring for a Vehicle

                      Family Decisions

                      Introduction to Risk Management

                      Property and Liability Insurance

                      Health and Life Insurance

                      Role of Consumers in a Free Enterprise System

                      Consumer Protection

                      Dispute Resolution