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Mrs. Palmo
Periods:  5, 7, 8, 9
Contact: palmoba@clearviewregional.edu or call 856-223-2700 ext. 3519
 
 
To find out what is happening every day in class, check Google Classroom, it is updated everyday. 
 
 
This course will teach students how to apply reliable information and systematic decision making to personal financial decisions. Students will learn about personal income potential, organize personal finances, use a budget to manage cash flow, and how to maintain creditworthiness and manage debt.
 
Income
 
Students recognize the fundamental role of income in managing their personal finances and the factors that affect income and take-home pay.  They understand that the decisions they make about education and career will have an impact on their potential income and quality of life.
 
Saving, Investing, and Risk Management
 
Students explore why saving money is critical, and they compare investments as a part of their overall financial planning.  They also examine risk and how insurance may help protect savings.
 
Debit and Credit
 
Students compare financial institutions and their services and examine the effect credit scores and credit reporting have on personal finances.
 
Budget
 
Students discover the importance of spending money wisely and recognize a budget as a valuable tool.  They create personal budgets based on saving and lifestyle goals and day-to-day situations.
 

 

 Grading Policy
 
  

Category

Types of Work

% of Grade

3 Major Assessment

Projects & Tests

50%

3 Minor Assessment

Quizzes - Do Now Questions 

25%

5 Daly Assignments

Graded Classwork

25%